Turning 65
When should I enroll in Medicare?
Employers & Unions / Organization support
Medicare Education & Support for Employers and Unions
Your HR team shouldn't have to become Medicare experts. Your employees and members still deserve trusted answers.
Medicare decisions often intersect with employer coverage, retirement timing, HSAs, prescription coverage, and important enrollment deadlines. For employees and union members approaching Medicare eligibility, understanding how those pieces work together can be confusing — and those questions often find their way to HR, benefits teams, and union leadership.
I provide complimentary Medicare education, resources, and individual guidance to help employees, retirees, and union members better understand their options and make informed decisions about their healthcare. From educational programs and practical resources to one-on-one Medicare Reviews, my role is to provide clear, unbiased guidance while helping reduce the Medicare burden on your internal team.
There is no cost to your organization and no obligation for your employees or members.
THE PROBLEM I HELP SOLVE
Better questions start here.
Employees approaching 65 often turn to HR with important Medicare questions — especially when deciding whether to remain on employer coverage or enroll in Medicare.
Common questions include:
Working Beyond 65
Can I delay Medicare while I continue working?
Employer Coverage vs. Medicare
Which option makes the most sense for me?
Part B Enrollment
When should I enroll — and when can I safely delay it?
HSA Contributions
How does Medicare affect my HSA?
Spouse & Prescription Coverage
What happens to dependent coverage and my medications?
HR doesn't need to become the Medicare expert.
I provide employees with clear, one-on-one Medicare education so they can understand their options, timelines and next steps — while helping HR stay focused on benefits administration rather than individual Medicare decisions.
How I support your team
A Trusted Resource for HR Teams & Unions.
Support
Educational seminars
Support
Employee Medicare consultations
Support
Turning 65 resources
Support
Working Beyond 65 guidance
Support
Employer-vs.-Medicare comparisons
Support
Retirement Medicare education
Support
Support for spouses/retirees
Support
Resource handouts
Complimentary Resources for HR & Union Teams
Share these practical guides with employees, retirees, and members before or after a Medicare education program.
Downloadable guide
Medicare Terms Made Simple
Plain-language glossary for workplace conversations.
Download PDF
Resource overview
Your 7-Month Initial Enrollment Period
Key dates for people turning 65 while covered by an employer plan.
PDF available soon
Downloadable guide
Medicare Terms Employee Handout
A print-ready handout for employee meetings and follow-up.
Download PDF
Downloadable guide
Turning 65 Employee Checklist
A practical checklist for the Medicare transition.
Download PDF
Resource overview
Top 5 Medicare Mistakes and How to Avoid Them
Five common missteps to recognize before enrollment.
PDF available soon
Resource overview
How to Spot and Avoid Medicare Scam Calls
Practical guidance for recognizing and avoiding suspicious Medicare calls.
PDF available soon
Downloadable guide
Employer Coverage vs. Medicare Comparison Worksheet
A worksheet for comparing employer coverage and Medicare while working beyond age 65.
Download PDF
Downloadable guide
What to Expect During Your Medicare Review
A practical guide to preparing for your Medicare Review.
Download PDFNeed a resource conversation tailored to your organization? Lori can help you identify the questions your people are asking and plan the right educational program.
Request a Medicare Education ProgramContinue the Conversation
Follow Lori on LinkedIn for Medicare education, retirement-readiness resources and information for employers, unions and benefit professionals.
CONNECT ON LINKEDIN →PARTNERSHIP IN PRACTICE
Earning Trust Through Medicare Education
When Toledo Area Local 170 first welcomed Lori into its organization, leadership understandably had questions about how she could assist its members and what value the relationship could provide.
What followed was an ongoing Medicare education partnership built around knowledge, straightforward answers, compliance, ethics and reliable guidance.
“You quickly earned the confidence of our team.”
Martin Lopez Ramirez
Retired President, Toledo Area Local 170
33-Year Postal Service Veteran
Martin specifically recognized Lori's straightforward approach, attention to compliance and ethical considerations, Medicare knowledge and willingness to thoroughly answer questions from both leadership and members.
Perhaps most importantly, he noted her commitment to providing not simply the answers people wanted — but the information they needed.
The relationship continues today as part of Lori's commitment to providing clear, practical Medicare education and support to unions, employers, members and retirees.
Employer / union education programs
Meet people where they are.
Programs can include:
On-site education
Virtual sessions
Lunch-and-learns
Pre-retirement programs
Employee Q&A
One-on-one follow-up
A steadier retirement transition
Supporting the people who have spent years supporting your organization.
As employees and union members approach retirement and Medicare eligibility, the questions can become complicated quickly. Should I enroll in Medicare at 65 if I'm still working? Can I keep contributing to my HSA? How does Medicare compare with my employer coverage? What happens to my spouse?
Your HR or benefits team doesn't need to have all the answers.
I partner with employers and unions to provide complimentary, education-first Medicare support for employees, retirees, and members. Through educational programs, practical resources, and personalized Medicare Reviews, I help people understand their timelines, evaluate their healthcare options, and make informed decisions — while providing your organization with a trusted Medicare resource to whom you can confidently refer them.
No cost to your organization. No sales pressure. Just education, guidance, and a resource your people can turn to when Medicare questions arise.
A good next step
Give your people a trusted place to begin.
Let’s talk about your organization, your audience, and the Medicare questions already finding their way to your team.